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As the underwriters of the global economy, climate concerns and other environmental challenges are a particularly poignant issue for the insurance industry. This significance was demonstrated last year when executives from insurers and reinsurers around the world traveled to Cancun to participate in COP-16, which notably included a special side session focused specifically on climate adaptation, risk management, and product innovation for the insurance industry. This event reviewed how climate change will affect everything from Caribbean catastrophe risk to agricultural micro-insurance schemes brand name bags. The insurance industry has incredible potential to help society address the challenges explored at COP-16. In the U.S., the National Association of Insurance Commissioners acknowledges this special position in a whitepaper entitled The Potential Impact of Climate Change on Insurance Regulation, writing that "the insurance sector is uniquely positioned between the two ends of the climate-change spectrum- the causes and impacts...Insurers have the potential bags wholesalel, in keeping with their historical role, to be significant innovators in contributing to the solutions of climate change by managing and mitigating both the causes and the impacts of catastrophes brought on by such change." To help fulfill this potential, NAIC maintains a Climate Change and Global Warming Task Force to coordinate ongoing analysis of the impact of climate change on insurance consumers, insurance providers, and insurance regulators brand name bags sale. Perhaps even more compelling, insurers around the world are already developing products and policies to address new risks and capitalize on a sustainability oriented business-scape. In a recent statement, Allianz CEO Michael Diekmann noted that "Climate change has increased our clients' insured losses by a factor of 15 over the past 30 years brand name bags wholesale. We are developing new solutions, including for future risks that could otherwise not be adequately insured. At the same time, investments in renewable energy sources and more efficient technologies will open up new opportunities for our clients - and will help address climate change." For Allianz, sustainability and environmental concerns are not simply corporate citizenship issues; they are a new way of doing business bags wholesale online.

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